Original Medicare Eligibility
Original Medicare consists of both Medicare Parts A and B. To be eligible for premium-free Part A, you or your spouse must have worked at least 10 years (40 quarters) in the U.S. and paid taxes. To be automatically enrolled in Part A, you must already be enrolled in Social Security. If you do not qualify for premium-free Part A or automatically enrollment, you can also purchase Part A yourself.
The eligibility requirements for Part A are the same for Part B. However, you cannot receive premium-free Part B.
Medicare Advantage and Part D
To be eligible for a Medicare Advantage Plan, or Part C, you must be enrolled in Original Medicare. If you enroll in a Medicare Advantage Plan, you cannot drop your Original Medicare coverage. By dropping these parts, you will automatically lose your Medicare Advantage coverage.
To be eligible for Part D, you must be enrolled in Part A or Part B.
Is Medicare necessary?
Enrolling in Medicare is not required. However, if you do not have health insurance and choose to delay your enrollment into Medicare, you could face late enrollment penalties.
For more information regarding your eligibility with Medicare, reach out to CJC Advisors today!