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Is my plan right for me?

Compare options & shop for plans – you may be able to find plans in your area that: 

✔ Costs Less 

✔ Covers your presciptions 

✔ Lets you go to the providers you want 

✔ Offers extra benefits 

Important Medicare Dates


Your plan may be changing. Review any notices from your plan about changes for next year. You’ll receive an Annual Notice of Change in the mail for your Part D drug plan or Medicare Advantage plan. Medicare insurance carriers must send them to you by September 30 each year. This notice will tell you what’s changing with your plan next year. So be on the lookout for yours! 


Once you’ve received your annual notice of change, or on October 1st you may start to compare plans. This information is available at or contact a licensed Medicare advisor in your area for a consultation. 


This is the one time of the year when ALL people with Medicare can make changes to their health and drug plans for the next year. 


In most cases, December 7 is the last day you can change your Medicare coverage for next year. The plan has to receive your application by December 7th. 

AEP Countdown for 2022

What Is Medicare Fall Open Enrollment?

The Fall Open Enrollment Period also called the annual election period (AEP) is from October 15 – December 7 each year. You can join, switch, or drop a Medicare plan during this time. You can make as many changes as you like, but the final change you make before December 7 will become effective on January 1 (as long as the plan gets your request by December 7). 

Getting the help you need

  • Visit to learn more about and compare coverage options.
  • Look at your most recent “Medicare & You” Handbook to see a listing of plans in your area, and remember to read your annual notice of change letter from your current plan. 
  • 1-800-MEDICARE (1-800-633-4227). TTY 1-877-486-2048 
  • Contact CJC Advisors to schedule your annual benefit review.

John J Salois • CJC Advisors Inc. 

21 Lark Industrial Parkway Greenville, RI 02828